Privacy Policy
Effective Date: May 2026
At NPS Calculators (npscalculators.com), your privacy is something we think about carefully, not just something we write about. This Privacy Policy explains what information we collect when you visit our website, why we collect it, how we use it, and what control you have over it. We have written this in plain language so it is easy to understand, whether or not you have a background in law or technology.
By using npscalculators.com, you agree to the practices described in this policy. If anything is unclear or if you have questions not covered here, you can reach us at [email protected] and a real person will respond.
What Information We Collect
NPS Calculators is a free tool website. You do not need to create an account or provide personal information to use our calculators. The numbers you enter, your age, contribution amount, expected return, and so on, are processed entirely in your browser and are never sent to our servers or stored anywhere.
The information we do receive falls into two categories:
Information you choose to share: If you contact us through our contact form or by email, you share your name, email address, and the content of your message. We use this only to respond to you and to keep a brief record of the conversation in case you follow up.
Information collected automatically: Like every website on the internet, our server and analytics tools automatically log certain technical details when you visit. This includes your IP address (which may indicate your general geographic region), browser type and version, device type, operating system, the pages you visited on our site, how long you stayed, and the site you came from. We use this information in aggregate to understand which content is most useful, where users encounter problems, and how to improve the site. This data is never linked to your identity.
Cookies and Tracking Technologies
We use cookies, small text files stored on your device by your browser, to help the website function and to measure traffic. Our cookies fall into two broad categories.
Essential cookies keep the site working properly. They remember basic session information and are deleted when you close your browser.
Analytics and advertising cookies are placed by third-party services we use, including Google Analytics and Google AdSense. These cookies help us understand how visitors interact with the site and allow our advertising partners to show you relevant ads. You can manage or disable cookies at any time through your browser settings. Most browsers let you block or delete cookies. Some site features may not work perfectly if cookies are fully disabled, but the calculators themselves will continue to function.
Google Analytics
We use Google Analytics to understand traffic patterns on our website. Google Analytics collects data such as pages visited, session duration, general location (country and city level), device type, and referring source. This data is processed anonymously and is used only to help us improve the website. We do not use Google Analytics to identify individual users. You can opt out of Google Analytics tracking by installing the Google Analytics Opt-out Browser Add-on available at tools.google.com/dlpage/gaoptout.
Google AdSense and Advertising
NPS Calculators displays advertisements served by Google AdSense and similar third-party advertising networks. These services help us keep the website free for all users. Advertising partners may use cookies and similar tracking technologies to show you ads that are relevant to your interests based on your browsing history across different websites.
We do not directly control which specific ads are displayed. You can manage personalised advertising preferences at adssettings.google.com or by using a browser-level opt-out for interest-based advertising. The presence of any advertisement on our site is not an endorsement of the advertised product or service.
How We Use Your Information
We use the information we collect for these specific purposes only:
- To respond to messages or enquiries sent through our contact form or email
- To monitor and improve website performance, speed, and reliability
- To understand which articles and tools are most useful to visitors
- To detect and prevent technical errors, abusive behaviour, or security threats
- To serve contextually relevant advertisements that help fund the free service
We do not sell, rent, or share your personal information with any third party for their own marketing purposes. Ever.
Data Security
NPS Calculators is served exclusively over HTTPS, which encrypts all data transmitted between your browser and our server. Contact form submissions are delivered to a protected inbox accessible only to authorised team members. We do not store any financial inputs you enter into our calculators, those calculations run locally in your browser and go nowhere. While no online system can offer absolute security guarantees, we take reasonable and proportionate steps to protect the limited data we hold.
Data Retention
Contact form messages are typically kept for up to twelve months in case you write again, and then deleted. Analytics data is retained in anonymised, aggregated form according to the default retention settings of Google Analytics. We do not hold raw personal data longer than necessary for the purpose it was collected.
Your Rights
Regardless of where you live, we respect your right to control your personal information. You have the right to ask what data we hold about you, request corrections if something is inaccurate, ask us to delete your data, and object to certain types of processing. Users in the European Union (under GDPR), the United Kingdom, and other jurisdictions with strong data protection laws have these rights backed by law. If you want to exercise any of these rights, email us at [email protected] with the subject line “Privacy Request” and we will respond promptly.
Children’s Privacy
NPS Calculators is designed for adults making financial planning decisions. We do not knowingly collect information from anyone under the age of thirteen. If you believe a child has submitted personal information through our contact form, please let us know and we will delete it immediately.
International Users
Our website is primarily designed for Indian users and is operated from India. If you access the site from outside India, please be aware that your information may be processed in a jurisdiction with different data protection rules. By using the site, you accept this.
Changes to This Privacy Policy
We may update this Privacy Policy as our service grows or as legal requirements change. When we make meaningful changes, we will update the effective date at the top of this page. If the changes are significant, we will post a notice on the homepage. Continuing to use the website after changes are posted means you accept the revised policy.
Contact Us About Privacy
For any questions about this Privacy Policy or about how your information is handled, please write to us at [email protected]. We treat every privacy enquiry seriously and always respond personally.